/* Provider Concerns — state location pages */
 .pcl{
  --navy:#0B1B3F; --navy-2:#112142; --navy-3:#1A2C5B;
  --blue:#0088CC; --blue-2:#1E9BDB; --blue-soft:#E6F4FB;
  --orange:#FD5F00; --orange-2:#E35400;
  --ink:#1F2A44; --muted:#52607A; --line:#E3E9F3; --bg:#F4F7FC; --white:#fff;
  --r:16px; --shadow:0 10px 30px rgba(11,27,63,.08);
  --font:"Poppins",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
.pcl *{box-sizing:border-box}

.pcl{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.7;font-size:16px;-webkit-font-smoothing:antialiased}
.pcl :where(img){max-width:100%}
.pcl :where(a){color:var(--blue);text-decoration:none}
.pcl :where(a):hover{text-decoration:underline}
.pcl :where(h1,h2,h3){color:var(--navy);line-height:1.2;margin:0 0 .6em;letter-spacing:-.01em}
.pcl :where(h1){font-size:clamp(2rem,4.4vw,3.2rem);font-weight:700;color:#fff}
.pcl :where(h2){font-size:clamp(1.6rem,2.8vw,2.2rem);font-weight:700}
.pcl :where(h3){font-size:1.1rem;font-weight:600}
.pcl :where(p){margin:0 0 1em}
.pl-wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.pl-section{padding:84px 0}
.pl-section.pl-alt{background:var(--bg)}
.pl-eyebrow{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:12px}
.pl-lead{font-size:1.08rem;color:var(--muted);max-width:720px}
.pl-center{text-align:center}.pl-center .pl-lead{margin-left:auto;margin-right:auto}

/* buttons */
.pl-btn{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:.95rem;padding:14px 26px;border-radius:999px;border:2px solid transparent;transition:.2s;cursor:pointer;text-decoration:none!important;white-space:nowrap}
.pl-btn-primary{background:var(--orange);color:#fff;box-shadow:0 8px 20px rgba(253,95,0,.28)}
.pl-btn-primary:hover{background:var(--orange-2);transform:translateY(-1px)}
.pl-btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
.pl-btn-ghost:hover{background:rgba(255,255,255,.1);border-color:#fff}
.pl-btn-outline{border-color:var(--blue);color:var(--blue);background:#fff}
.pl-btn-outline:hover{background:var(--blue);color:#fff}

/* header */










/* hero */
.pl-hero{position:relative;overflow:hidden;background:radial-gradient(1200px 500px at 85% -10%,rgba(0,136,204,.45),transparent 60%),linear-gradient(135deg,var(--navy) 0%,var(--navy-3) 100%);color:#C9D6EE;padding:56px 0 96px}
.pl-hero::after{content:"";position:absolute;inset:auto -10% -40% auto;width:520px;height:520px;border-radius:50%;border:80px solid rgba(255,255,255,.03)}
.pl-crumbs{font-size:.85rem;margin-bottom:28px;color:#9FB0CF}
.pl-crumbs a{color:#fff}
.pl-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(0,136,204,.18);border:1px solid rgba(0,136,204,.5);color:#BFE6FA;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:6px 14px;border-radius:999px;margin-bottom:18px}
.pl-badge i{width:8px;height:8px;border-radius:50%;background:var(--orange);display:inline-block}
.pl-hero p.pl-sub{font-size:1.12rem;max-width:720px;color:#D6E1F5}
.pl-hero .pl-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.pl-hero-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:56px;align-items:center;position:relative;z-index:1}
.pl-hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:20px;padding:26px;backdrop-filter:blur(6px)}
.pl-hero-card h3{color:#fff;font-size:1rem;margin-bottom:14px}
.pl-hero-card ul{list-style:none;margin:0;padding:0}
.pl-hero-card li{display:flex;gap:12px;padding:10px 0;border-top:1px solid rgba(255,255,255,.08);font-size:.92rem;color:#D6E1F5}
.pl-hero-card li:first-child{border-top:0}
.pl-hero-card li span{color:#8FA3C8;min-width:96px;font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;padding-top:2px}
@media(max-width:900px){.pl-hero-grid{grid-template-columns:1fr}}

/* stats */
.pl-stats{position:relative;z-index:2;margin-top:-52px}
.pl-stats .pl-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:var(--r);box-shadow:var(--shadow);border:1px solid var(--line)}
.pl-stat{padding:24px 26px;border-left:1px solid var(--line)}
.pl-stat:first-child{border-left:0}
.pl-stat strong{display:block;font-size:1.05rem;color:var(--navy);line-height:1.3}
.pl-stat small{color:var(--muted);font-size:.8rem}
.pl-stat em{display:block;font-style:normal;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:4px}
@media(max-width:900px){.pl-stats .pl-grid{grid-template-columns:1fr 1fr}.pl-stat:nth-child(3){border-left:0}.pl-stat:nth-child(n+3){border-top:1px solid var(--line)}}

/* two column intro */
.pl-split{display:grid;grid-template-columns:1.25fr 1fr;gap:56px;align-items:start}
@media(max-width:900px){.pl-split{grid-template-columns:1fr}}
.pl-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:var(--shadow)}
.pl-card.pl-navy{background:var(--navy);border-color:var(--navy);color:#C9D6EE}
.pl-card.pl-navy h3{color:#fff}
.pl-checks{list-style:none;padding:0;margin:0 0 22px}
.pl-checks li{position:relative;padding:9px 0 9px 34px;border-bottom:1px dashed rgba(255,255,255,.12);font-size:.94rem}
.pl-checks li:last-child{border-bottom:0}
.pl-checks li::before{content:"";position:absolute;left:0;top:12px;width:20px;height:20px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/12px no-repeat}

/* rules table */
.pl-rules{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}
.pl-rule{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;border-top:4px solid var(--blue)}
.pl-rule:nth-child(3n+2){border-top-color:var(--navy)}
.pl-rule:nth-child(3n){border-top-color:var(--orange)}
.pl-rule h3{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.pl-rule p{margin:0;color:var(--navy);font-weight:500;font-size:.98rem}
@media(max-width:900px){.pl-rules{grid-template-columns:1fr}}

/* services */
.pl-cards4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:36px}
.pl-svc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;transition:.2s;display:flex;flex-direction:column}
.pl-svc:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--blue)}
.pl-svc .pl-ico{width:46px;height:46px;border-radius:12px;background:var(--blue-soft);display:grid;place-items:center;margin-bottom:16px;color:var(--blue)}
.pl-svc p{color:var(--muted);font-size:.92rem;flex:1}
.pl-svc a.pl-more{font-weight:600;font-size:.9rem}
@media(max-width:1000px){.pl-cards4{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.pl-cards4{grid-template-columns:1fr}}

/* denials */
.pl-cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}
.pl-den{background:#fff;border-radius:var(--r);padding:26px;border:1px solid var(--line);position:relative}
.pl-den .pl-n{position:absolute;top:22px;right:24px;font-weight:800;font-size:1.8rem;color:var(--blue-soft)}
.pl-den h3{padding-right:40px}
.pl-den p{color:var(--muted);font-size:.93rem;margin:0}
@media(max-width:900px){.pl-cards3{grid-template-columns:1fr}}

/* process */
.pl-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:40px;counter-reset:s}
.pl-step{position:relative;padding:26px;border-radius:var(--r);background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1)}
.pl-step::before{counter-increment:s;content:counter(s,decimal-leading-zero);display:block;font-weight:800;font-size:1.5rem;color:var(--orange);margin-bottom:10px}
.pl-step h3{color:#fff}
.pl-step p{color:#B9C7E2;font-size:.92rem;margin:0}
.pl-dark{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#C9D6EE}
.pl-dark h2{color:#fff}.pl-dark .pl-lead{color:#B9C7E2}.pl-dark .pl-eyebrow{color:#5CC2F2}
@media(max-width:900px){.pl-steps{grid-template-columns:1fr 1fr}}

/* chips */
.pl-chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.pl-chip{display:inline-flex;align-items:center;gap:8px;padding:9px 16px;border-radius:999px;background:#fff;border:1px solid var(--line);color:var(--navy);font-weight:500;font-size:.9rem}
a.pl-chip:hover{border-color:var(--blue);color:var(--blue);text-decoration:none}
.pl-chip .pl-pin{width:8px;height:8px;border-radius:50%;background:var(--orange)}

/* FAQ */
.pl-faq{max-width:860px;margin:36px auto 0}
.pl-faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;overflow:hidden}
.pl-faq summary{list-style:none;cursor:pointer;padding:20px 60px 20px 24px;font-weight:600;color:var(--navy);position:relative}
.pl-faq summary::-webkit-details-marker{display:none}
.pl-faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);width:28px;height:28px;border-radius:50%;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center;font-size:1.2rem;font-weight:600;transition:.2s}
.pl-faq details[open] summary::after{content:"–";background:var(--orange);color:#fff}
.pl-faq details[open]{border-color:var(--blue)}
.pl-faq .pl-a{padding:0 24px 20px;color:var(--muted)}

/* CTA band */
.pl-cta-band{background:radial-gradient(800px 300px at 15% 0,rgba(0,136,204,.4),transparent 60%),var(--navy);border-radius:24px;padding:56px;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.pl-cta-band h2{color:#fff;margin-bottom:8px}
.pl-cta-band p{color:#C9D6EE;margin:0;max-width:600px}
.pl-cta-band .pl-ctas{display:flex;gap:12px;flex-wrap:wrap}

/* footer */







/* hub */
.pl-hub-search{display:flex;gap:10px;max-width:520px;margin-top:28px;background:#fff;border-radius:999px;padding:6px 6px 6px 22px;box-shadow:0 10px 30px rgba(0,0,0,.2)}
.pl-hub-search input{flex:1;border:0;outline:0;font:inherit;font-size:.98rem;color:var(--navy);background:transparent;min-width:0}
.pl-regions{display:flex;gap:8px;flex-wrap:wrap;margin:28px 0 8px}
.pl-regions button{font:inherit;font-size:.88rem;font-weight:600;padding:8px 18px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--navy);cursor:pointer}
.pl-regions button.pl-on{background:var(--navy);border-color:var(--navy);color:#fff}
.pl-state-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:20px}
.pl-state-card{display:flex;align-items:center;gap:14px;padding:16px 18px;background:#fff;border:1px solid var(--line);border-radius:14px;color:var(--navy)!important;text-decoration:none!important;transition:.18s}
.pl-state-card:hover{border-color:var(--blue);box-shadow:var(--shadow);transform:translateY(-2px)}
.pl-state-card .pl-ab{flex:none;width:44px;height:44px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700;font-size:.9rem}
.pl-state-card:hover .pl-ab{background:var(--orange)}
.pl-state-card strong{display:block;font-size:.98rem;line-height:1.2}
.pl-state-card small{display:block;color:var(--muted);font-size:.76rem;line-height:1.4;margin-top:3px}
.pl-state-card .pl-arr{margin-left:auto;color:var(--blue);font-weight:700}
@media(max-width:1000px){.pl-state-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:700px){.pl-state-grid{grid-template-columns:1fr 1fr}}
@media(max-width:460px){.pl-state-grid{grid-template-columns:1fr}}
.pl-empty{display:none;padding:30px;text-align:center;color:var(--muted)}
.pl-prose p{color:var(--muted)}
.pl-prose strong{color:var(--navy)}

/* ================= ADVANCED / MOTION LAYER ================= */
.pl-progress{position:fixed;top:0;left:0;height:3px;width:100%;transform-origin:0 50%;transform:scaleX(0);background:linear-gradient(90deg,var(--blue),var(--orange));z-index:100}









/* hero animated background */
.pl-hero{isolation:isolate}
.pl-hero .pl-bg{position:absolute;inset:0;z-index:-1;overflow:hidden;pointer-events:none}
.pl-hero .pl-blob{position:absolute;border-radius:50%;filter:blur(70px);opacity:.55;animation:float 18s ease-in-out infinite}
.pl-hero .pl-b1{width:520px;height:520px;background:#0088CC;top:-180px;right:-80px}
.pl-hero .pl-b2{width:380px;height:380px;background:#FD5F00;bottom:-200px;left:30%;opacity:.22;animation-delay:-6s;animation-duration:22s}
.pl-hero .pl-b3{width:300px;height:300px;background:#3A6FF0;top:30%;left:-120px;opacity:.35;animation-delay:-12s}
@keyframes float{0%,100%{transform:translate(0,0) scale(1)}33%{transform:translate(40px,-30px) scale(1.08)}66%{transform:translate(-30px,25px) scale(.94)}}
.pl-hero .pl-grid-bg{position:absolute;inset:-50px;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:48px 48px;-webkit-mask-image:radial-gradient(ellipse 70% 60% at 60% 30%,#000 30%,transparent 75%);mask-image:radial-gradient(ellipse 70% 60% at 60% 30%,#000 30%,transparent 75%);animation:pan 30s linear infinite}
@keyframes pan{to{transform:translate(48px,48px)}}
.pl-hero .pl-ring{position:absolute;right:6%;top:12%;width:440px;height:440px;border-radius:50%;border:1px dashed rgba(255,255,255,.12);animation:spin 60s linear infinite}
.pl-hero .pl-ring::before{content:"";position:absolute;top:-6px;left:50%;width:12px;height:12px;border-radius:50%;background:var(--orange);box-shadow:0 0 18px var(--orange)}
.pl-hero .pl-ring.pl-r2{width:300px;height:300px;right:calc(6% + 70px);top:calc(12% + 70px);animation-direction:reverse;animation-duration:40s}
.pl-hero .pl-ring.pl-r2::before{background:#5CC2F2;box-shadow:0 0 18px #5CC2F2}
@keyframes spin{to{transform:rotate(360deg)}}
.pl-hero h1 .pl-w{display:inline-block;opacity:0;transform:translateY(28px);animation:wordUp .8s cubic-bezier(.2,.8,.2,1) forwards}
@keyframes wordUp{to{opacity:1;transform:none}}
.pl-hero h1 .pl-accent{background:linear-gradient(90deg,#fff,#7FD1F7 40%,#FFB27F 70%,#fff);background-size:250% 100%;-webkit-background-clip:text;background-clip:text;color:transparent;animation:wordUp .8s cubic-bezier(.2,.8,.2,1) forwards,sheen 6s linear infinite 1.2s}
@keyframes sheen{to{background-position:-250% 0}}
.pl-hero .pl-fade{opacity:0;transform:translateY(18px);animation:wordUp .8s cubic-bezier(.2,.8,.2,1) forwards}
.pl-hero-card{position:relative;animation:wordUp .9s .5s cubic-bezier(.2,.8,.2,1) forwards,bob 7s ease-in-out 1.5s infinite;opacity:0;transform:translateY(30px)}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.pl-hero-card::before{content:"";position:absolute;inset:-1px;border-radius:21px;padding:1px;background:conic-gradient(from var(--a,0deg),transparent 0 70%,#0088CC 80%,#FD5F00 90%,transparent);-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;animation:rot 6s linear infinite}
@property --a{syntax:"<angle>";inherits:false;initial-value:0deg}
@keyframes rot{to{--a:360deg}}
.pl-hero-card li{opacity:0;transform:translateX(16px);animation:slideIn .6s cubic-bezier(.2,.8,.2,1) forwards}
.pl-hero-card li:nth-child(1){animation-delay:.9s}.pl-hero-card li:nth-child(2){animation-delay:1.05s}.pl-hero-card li:nth-child(3){animation-delay:1.2s}.pl-hero-card li:nth-child(4){animation-delay:1.35s}
@keyframes slideIn{to{opacity:1;transform:none}}
.pl-live{display:inline-flex;align-items:center;gap:6px;float:right;font-size:.68rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#7FE0B0}
.pl-live i{width:7px;height:7px;border-radius:50%;background:#2BD98A;box-shadow:0 0 0 0 rgba(43,217,138,.7);animation:ping 1.8s infinite}
@keyframes ping{70%{box-shadow:0 0 0 9px rgba(43,217,138,0)}100%{box-shadow:0 0 0 0 rgba(43,217,138,0)}}
.pl-scroll-cue{position:absolute;left:50%;bottom:66px;width:24px;height:38px;border:2px solid rgba(255,255,255,.35);border-radius:14px;transform:translateX(-50%)}
.pl-scroll-cue::after{content:"";position:absolute;left:50%;top:7px;width:4px;height:8px;margin-left:-2px;border-radius:2px;background:#fff;animation:cue 1.8s infinite}
@keyframes cue{0%{opacity:0;transform:translateY(0)}40%{opacity:1}100%{opacity:0;transform:translateY(12px)}}
@media(max-width:900px){.pl-scroll-cue,.pl-hero .pl-ring{display:none}}

/* buttons: shine + arrow */
.pl-btn{position:relative;overflow:hidden;isolation:isolate}
.pl-btn-primary::before{content:"";position:absolute;top:0;left:-120%;width:60%;height:100%;background:linear-gradient(110deg,transparent,rgba(255,255,255,.45),transparent);transform:skewX(-20deg);z-index:-1;animation:shine 4.5s ease-in-out infinite}
@keyframes shine{0%,60%{left:-120%}100%{left:160%}}
.pl-btn-primary:hover{box-shadow:0 14px 30px rgba(253,95,0,.4)}
.pl-btn .pl-arr{display:inline-block;transition:transform .25s}
.pl-btn:hover .pl-arr{transform:translateX(4px)}
.pl-pulse{animation:pulse 2.6s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(253,95,0,.55)}70%{box-shadow:0 0 0 16px rgba(253,95,0,0)}100%{box-shadow:0 0 0 0 rgba(253,95,0,0)}}

/* scroll reveal */
.pl-rv{opacity:0;transform:translateY(34px);transition:opacity .8s cubic-bezier(.2,.8,.2,1),transform .8s cubic-bezier(.2,.8,.2,1);transition-delay:var(--d,0s)}
.pl-rv.pl-in{opacity:1;transform:none}
.pl-rv-l{transform:translateX(-40px)}.pl-rv-r{transform:translateX(40px)}.pl-rv-s{transform:scale(.92)}

/* stat count + hover */
.pl-stat{transition:background .3s}
.pl-stat:hover{background:linear-gradient(180deg,#fff,var(--blue-soft))}
.pl-stat strong .pl-num{font-variant-numeric:tabular-nums}

/* gradient borders + tilt for cards */
.pl-svc,.pl-den,.pl-rule,.pl-state-card{transform-style:preserve-3d;will-change:transform}
.pl-svc{position:relative;overflow:hidden}
.pl-svc::after{content:"";position:absolute;inset:0;background:radial-gradient(400px circle at var(--mx,50%) var(--my,50%),rgba(0,136,204,.12),transparent 40%);opacity:0;transition:opacity .3s;pointer-events:none}
.pl-svc:hover::after{opacity:1}
.pl-svc .pl-ico{transition:transform .4s cubic-bezier(.2,.8,.2,1),background .3s,color .3s}
.pl-svc:hover .pl-ico{transform:rotate(-8deg) scale(1.12);background:var(--orange);color:#fff}
.pl-den{transition:transform .3s,box-shadow .3s,border-color .3s;overflow:hidden}
.pl-den::before{content:"";position:absolute;left:0;top:0;height:3px;width:100%;background:linear-gradient(90deg,var(--blue),var(--orange));transform:scaleX(0);transform-origin:left;transition:transform .5s}
.pl-den:hover{box-shadow:var(--shadow);border-color:transparent}
.pl-den:hover::before{transform:scaleX(1)}
.pl-den:hover .pl-n{color:var(--orange);opacity:.3}
.pl-den .pl-n{transition:color .3s}
.pl-rule{transition:transform .3s,box-shadow .3s}
.pl-rule:hover{transform:translateY(-4px);box-shadow:var(--shadow)}

/* steps connector */
.pl-steps{position:relative}
.pl-steps .pl-line{position:absolute;top:-20px;left:26px;right:26px;height:2px;background:rgba(255,255,255,.08);z-index:0}
.pl-steps .pl-line i{position:absolute;inset:0;background:linear-gradient(90deg,var(--blue),var(--orange));transform:scaleX(0);transform-origin:left;transition:transform 1.8s cubic-bezier(.6,0,.2,1)}
.pl-steps.pl-in .pl-line i{transform:scaleX(1)}
.pl-step{z-index:1;transition:transform .3s,background .3s,border-color .3s}
.pl-step:hover{transform:translateY(-6px);background:rgba(255,255,255,.09);border-color:rgba(253,95,0,.5)}
@media(max-width:900px){.pl-steps .pl-line{display:none}}

/* payer marquee */
.pl-ticker{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0;overflow:hidden;position:relative}
.pl-ticker::before,.pl-ticker::after{content:"";position:absolute;top:0;bottom:0;width:120px;z-index:2}
.pl-ticker::before{left:0;background:linear-gradient(90deg,#fff,transparent)}.pl-ticker::after{right:0;background:linear-gradient(-90deg,#fff,transparent)}
.pl-ticker .pl-label{text-align:center;font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:14px}
.pl-ticker .pl-track{display:flex;gap:14px;width:max-content;animation:marq 40s linear infinite}
.pl-ticker:hover .pl-track{animation-play-state:paused}
.pl-ticker .pl-t{display:inline-flex;align-items:center;gap:10px;padding:10px 20px;border:1px solid var(--line);border-radius:999px;font-weight:600;font-size:.9rem;color:var(--navy);white-space:nowrap;background:var(--bg)}
.pl-ticker .pl-t::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--blue)}
.pl-ticker .pl-t:nth-child(3n)::before{background:var(--orange)}
@keyframes marq{to{transform:translateX(-50%)}}

/* chips */
.pl-chip{transition:transform .25s,border-color .25s,color .25s,box-shadow .25s}
.pl-chip:hover{transform:translateY(-2px);box-shadow:0 6px 16px rgba(11,27,63,.08)}
.pl-chip .pl-pin{position:relative}
.pl-chip .pl-pin::after{content:"";position:absolute;inset:-4px;border-radius:50%;border:2px solid var(--orange);opacity:0;animation:pinp 2.4s infinite}
.pl-chip:nth-child(2n) .pl-pin::after{animation-delay:.8s}.pl-chip:nth-child(3n) .pl-pin::after{animation-delay:1.6s}
@keyframes pinp{0%{transform:scale(.4);opacity:.9}100%{transform:scale(1.8);opacity:0}}

/* FAQ smooth */
.pl-faq details .pl-a{overflow:hidden}
.pl-faq summary{transition:color .25s}
.pl-faq summary:hover{color:var(--blue)}
.pl-faq summary::after{transition:transform .35s,background .3s,color .3s}
.pl-faq details[open] summary::after{transform:translateY(-50%) rotate(180deg)}

/* CTA band glow */
.pl-cta-band{position:relative;overflow:hidden;isolation:isolate}
.pl-cta-band::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(253,95,0,.35),transparent 65%);right:-120px;top:-180px;z-index:-1;animation:float 14s ease-in-out infinite}
.pl-cta-band::after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.08) 1px,transparent 1px);background-size:22px 22px;z-index:-1;-webkit-mask-image:linear-gradient(90deg,transparent,#000);mask-image:linear-gradient(90deg,transparent,#000)}

/* sticky mobile CTA */





/* back to top */
.pl-totop{position:fixed;right:22px;bottom:22px;width:46px;height:46px;border-radius:50%;border:0;background:var(--navy);color:#fff;cursor:pointer;z-index:55;opacity:0;transform:translateY(20px);transition:.3s;box-shadow:var(--shadow)}
.pl-totop.pl-show{opacity:1;transform:none}.pl-totop:hover{background:var(--orange)}
@media(max-width:700px){.pl-totop{display:none}}

/* ===== hub: interactive US tile map ===== */
.pl-mapwrap{display:grid;grid-template-columns:1.3fr 1fr;gap:48px;align-items:center;margin-top:30px}
@media(max-width:1000px){.pl-mapwrap{grid-template-columns:1fr}}
.pl-usmap{display:grid;grid-template-columns:repeat(12,1fr);gap:6px;padding:26px;border-radius:24px;background:linear-gradient(135deg,var(--navy),var(--navy-3));box-shadow:0 30px 60px rgba(11,27,63,.25);position:relative;overflow:hidden}
.pl-usmap::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.07) 1px,transparent 1px);background-size:16px 16px}
.pl-tile{position:relative;aspect-ratio:1;border-radius:9px;display:grid;place-items:center;font-size:.72rem;font-weight:700;color:#C9D6EE;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.08);text-decoration:none!important;transition:transform .25s cubic-bezier(.2,.8,.2,1),background .25s,color .25s,opacity .3s,box-shadow .25s;opacity:0;transform:scale(.4)}
.pl-usmap.pl-in .pl-tile{opacity:1;transform:none;transition-delay:var(--d)}
.pl-usmap.pl-in .pl-tile{transition:transform .5s cubic-bezier(.2,.8,.2,1) var(--d),opacity .5s var(--d),background .25s,color .25s,box-shadow .25s}
.pl-tile[data-r="Northeast"]{background:rgba(0,136,204,.28)}
.pl-tile[data-r="South"]{background:rgba(0,136,204,.16)}
.pl-tile[data-r="Midwest"]{background:rgba(92,194,242,.22)}
.pl-tile[data-r="West"]{background:rgba(58,111,240,.25)}
.pl-tile:hover,.pl-tile.pl-hl{background:var(--orange)!important;color:#fff;transform:scale(1.18)!important;z-index:2;box-shadow:0 10px 24px rgba(253,95,0,.45)}
.pl-tile.pl-dim{opacity:.18!important}
.pl-tile.pl-hq::after{content:"";position:absolute;top:4px;right:4px;width:6px;height:6px;border-radius:50%;background:var(--orange);box-shadow:0 0 0 0 rgba(253,95,0,.7);animation:ping 1.8s infinite}
.pl-mapinfo{min-height:230px}
.pl-mapinfo .pl-big{font-size:3.4rem;font-weight:800;color:var(--navy);line-height:1;letter-spacing:-.03em}
.pl-mapinfo .pl-big span{color:var(--orange)}
.pl-mapinfo dl{display:grid;grid-template-columns:auto 1fr;gap:10px 18px;margin:20px 0}
.pl-mapinfo dt{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);padding-top:3px}
.pl-mapinfo dd{margin:0;color:var(--navy);font-weight:500}
.pl-mapinfo .pl-swap{transition:opacity .2s,transform .2s}
.pl-mapinfo .pl-swap.pl-out{opacity:0;transform:translateY(8px)}
.pl-legend{display:flex;gap:16px;flex-wrap:wrap;font-size:.8rem;color:var(--muted)}
.pl-legend span{display:inline-flex;align-items:center;gap:6px}
.pl-legend i{width:12px;height:12px;border-radius:4px;display:inline-block}
.pl-state-card.pl-hl{border-color:var(--orange);box-shadow:0 0 0 3px rgba(253,95,0,.15)}

@media (prefers-reduced-motion: reduce){
  .pcl *,.pcl *::before,.pcl *::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .pl-rv,.pl-hero .pl-fade,.pl-hero h1 .pl-w,.pl-hero-card,.pl-hero-card li,.pl-tile{opacity:1!important;transform:none!important}
  .pl-hero h1 .pl-accent{color:#fff}
}
.pcl{overflow-x:clip}
.pl-hero-grid>*,.pl-split>*,.pl-mapwrap>*{min-width:0}
.pl-hero h1{overflow-wrap:break-word}
@media(max-width:600px){.pl-hero{padding:40px 0 84px}.pl-hero h1{font-size:2rem}.pl-mapinfo .pl-big{font-size:2.6rem}.pl-usmap{gap:3px;padding:12px}.pl-tile{font-size:.55rem;border-radius:6px}.pl-cta-band{padding:34px 24px}.pl-section{padding:64px 0}}